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How to Make a Family Emergency Plan in One Evening
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When something goes wrong at home, nobody thinks clearly for the first minute. A fire alarm sounds, the power goes out, a stranger is at the door, or a family member does not come home. A household that has already agreed what to do, who does what and where to meet does much better than one that is inventing a plan under stress. A family emergency plan is not complicated. It is a short set of decisions, written down and practiced. This guide shows how to make one in an evening.
- Decide five things: where to retreat, how to get out, where to meet, who calls whom and what the code word is.
- Write it on one page, and keep a copy where everyone can find it.
- Give every person a job, including children, in words they understand.
- Have a backup for communication when phones or the power fail.
- Practice twice a year, and update it when anything changes.
Why a plan matters
Stress narrows thinking. People under pressure freeze, panic or do the first thing that comes to mind, and the first thing is often the wrong one. A plan moves the thinking to a calm moment. When something happens, nobody needs to decide. They follow what they already know.
A family plan also protects against the less dramatic emergencies, such as a house fire, a storm, a medical event or a power outage, and one plan can cover all of them. That makes it far more useful than a plan for a single scenario.
The five decisions
1. Where do we go to shelter?
Pick a primary room and a backup, as described in our guide to setting up a safe room. For most homes, the primary bedroom is the main choice, and a downstairs bathroom or another solid-door room is the backup. Make sure everyone, including children, knows both.
2. How do we get out?
Every room should have two ways out, and every person should know them. See our guide to a home fire escape plan. Decide who helps young children, older relatives and pets, and what to do if the main route is blocked.
3. Where do we meet outside?
Choose a meeting place a safe distance from the house, such as a neighbor's mailbox or a tree at the end of the street. Everyone goes there after leaving, and no one goes back inside. It lets you count heads quickly and tell responders if someone is missing. Also choose a second place farther away, such as a friend's home, in case you cannot go back to the neighborhood.
4. Who calls whom?
Decide who calls 911, and who calls the family contact. Pick an out-of-area contact, such as a relative in another city, who everyone can reach when local lines are jammed. Each person should know the home address by heart, and older children should know how to give it to a dispatcher. Write down the numbers that matter:
- Emergency and non-emergency police numbers
- Your out-of-area contact and two local contacts
- Parents' and caregivers' mobile and work numbers
- Doctors, and any medication or allergy information
- School and daycare contacts
5. What is our code word?
A family code word is a simple, memorable word that means "go to the safe place now" or "do not open the door." It helps in two ways. A child who hears it knows what to do without a long explanation, and a stranger who claims to be a friend of the family does not know it. Pick a word that is not obvious, that every person can remember, and that you do not use in everyday talk. Practice it, and change it if it is shared outside the family.
Give every person a job
Jobs make a plan work, because they keep people from all doing the same thing and nothing else. Keep them simple and suited to age.
- Adults: one calls 911, one gathers or helps the children, and both know the exits.
- Older children: they can help a younger sibling, bring a phone or a flashlight, and give the address to a dispatcher.
- Young children: they have one job, such as "go to the bedroom and stay with mom or dad," or "when you hear the code word, go to your room and wait."
- Pets: decide who takes them, and keep leashes and carriers where you can reach them. Do not delay leaving for a pet.
- People who need help: an older relative or a family member with limited mobility needs a named helper and a practical route.
Talking to children
Children can handle a plan if it is presented as safety, not fear. A few tips:
- Use calm, simple language. "We practice so we know what to do, just like fire drills."
- Teach one step at a time. Start with the address and the meeting place, then add the code word.
- Make it a routine. A short drill with a snack afterward is better than a long lecture.
- Teach when to call 911. Make clear that it is for real emergencies, and that they will not be in trouble for calling.
- Teach door rules. Children should not open the door to anyone without an adult, and they should know how to answer through a closed door.
Plan for communication failures
Phones can fail. A storm can knock out power and cell towers, and networks can jam during emergencies. A good plan includes backups.
- Text instead of calling. Texts often get through when calls do not.
- An out-of-area contact who can relay messages.
- Two-way radios. A set of handheld radios works without cell service or Wi-Fi, and lets you reach family members in the house or yard. Range is much shorter in real life than the packaging suggests, especially through walls, so test them.
- Power. A charged power bank and a car charger keep a phone alive.
- A written list of numbers, in case a phone dies.
Our video on neighborhood communication also covers how to coordinate with neighbors, including simple signals, when phones are not an option.
A simple household kit
You do not need to buy a lot. A kit in an easy-to-reach spot covers many situations.
- Flashlights and spare batteries
- A first aid kit and any needed medication
- Water and shelf-stable snacks
- A power bank and charging cables
- Copies of key documents, stored in a waterproof bag or somewhere outside the house
- A small amount of cash
- Sturdy shoes by each bed, in case you must leave in the dark
Write it on one page
A plan in your head is not a plan. Put it on one page, with these headings:
- Shelter: primary room, backup room.
- Exits: two ways out of each room.
- Meeting places: near and far.
- Phone numbers: emergency, family, out-of-area.
- Code word: what it means.
- Jobs: who does what.
- Medical notes: allergies and medication.
Keep a copy on the fridge, one in each bedroom and a photo on every phone. Give a copy to a trusted neighbor or relative.
Practice, then update
- Twice a year. A good rhythm is when you change your clocks, which is also when to test your smoke alarms.
- Keep it short. Fifteen minutes is enough. Walk the routes, practice the code word, make a practice call.
- Try it in the dark. At least once, practice getting to the safe room or out of the house with the lights off.
- Update after changes. New baby, new pet, a relative moving in, a new phone number or a renovation all change the plan. Our home security audit is a good time to review it.
What it costs: a simple plan
| Level | What to do | Approximate cost |
|---|---|---|
| Free | Make the five decisions, write the page, hold a drill | $0 |
| Basic | Add flashlights and a power bank | $15 to $40 |
| Better | Add a first aid kit and snacks | $30 to $60 |
| Best | Add two-way radios and a fire escape ladder for upper floors | $100 and up |
Common mistakes to avoid
- Keeping the plan in your head. Write it down.
- Leaving children out. They need a job and a phrase they understand.
- Planning for one emergency only. Fire, storms and break-ins all need the same basics.
- Relying on one phone. Have a backup and a paper list.
- Never practicing. A plan not practiced is a plan not remembered.
- Letting it go stale. Update it when your household changes.
Frequently asked questions
What should a family emergency plan include?
Five decisions: where to shelter, how to get out, where to meet outside, who calls whom, and a code word. Add jobs for each person, medical notes and phone numbers, and put it on one page.
How do I explain the plan to young children?
Use calm, simple language and give each child one job. Present it as safety, like a fire drill. Teach the address and the meeting place first, then the code word, and make clear they will not be in trouble for calling 911.
What is a family code word for?
It tells a child to go to the safe place now, or not to open the door, without a long explanation. It also helps a child know whether a person claiming to be a family friend is real. Pick a word that is not obvious, and change it if it is shared.
What if phones do not work?
Use texts, an out-of-area contact, two-way radios and a written list of numbers. Keep a power bank charged. Test radios, since real-world range is much shorter than the box suggests.
How often should we practice and update?
Practice twice a year, such as when you change the clocks. Update the plan when something changes, such as a new baby, a new pet, a relative moving in or a new phone number.
Do I need to buy anything?
Not to start. The plan is free. A few flashlights, a power bank, a first aid kit, water and snacks, and maybe radios or a ladder for upper floors are useful additions.
Want the full step-by-step path?
Our free interactive checklist shows what to fix first, what it costs, and the next upgrade when you are ready. Start where you are and build up over time.
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