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How to Make a Family Emergency Plan in One Evening

By Guardian Angel DIY · Updated · 9 min read

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When something goes wrong at home, nobody thinks clearly for the first minute. A fire alarm sounds, the power goes out, a stranger is at the door, or a family member does not come home. A household that has already agreed what to do, who does what and where to meet does much better than one that is inventing a plan under stress. A family emergency plan is not complicated. It is a short set of decisions, written down and practiced. This guide shows how to make one in an evening.

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The short version
  • Decide five things: where to retreat, how to get out, where to meet, who calls whom and what the code word is.
  • Write it on one page, and keep a copy where everyone can find it.
  • Give every person a job, including children, in words they understand.
  • Have a backup for communication when phones or the power fail.
  • Practice twice a year, and update it when anything changes.

Why a plan matters

Stress narrows thinking. People under pressure freeze, panic or do the first thing that comes to mind, and the first thing is often the wrong one. A plan moves the thinking to a calm moment. When something happens, nobody needs to decide. They follow what they already know.

A family plan also protects against the less dramatic emergencies, such as a house fire, a storm, a medical event or a power outage, and one plan can cover all of them. That makes it far more useful than a plan for a single scenario.

The five decisions

1. Where do we go to shelter?

Pick a primary room and a backup, as described in our guide to setting up a safe room. For most homes, the primary bedroom is the main choice, and a downstairs bathroom or another solid-door room is the backup. Make sure everyone, including children, knows both.

2. How do we get out?

Every room should have two ways out, and every person should know them. See our guide to a home fire escape plan. Decide who helps young children, older relatives and pets, and what to do if the main route is blocked.

3. Where do we meet outside?

Choose a meeting place a safe distance from the house, such as a neighbor's mailbox or a tree at the end of the street. Everyone goes there after leaving, and no one goes back inside. It lets you count heads quickly and tell responders if someone is missing. Also choose a second place farther away, such as a friend's home, in case you cannot go back to the neighborhood.

4. Who calls whom?

Decide who calls 911, and who calls the family contact. Pick an out-of-area contact, such as a relative in another city, who everyone can reach when local lines are jammed. Each person should know the home address by heart, and older children should know how to give it to a dispatcher. Write down the numbers that matter:

5. What is our code word?

A family code word is a simple, memorable word that means "go to the safe place now" or "do not open the door." It helps in two ways. A child who hears it knows what to do without a long explanation, and a stranger who claims to be a friend of the family does not know it. Pick a word that is not obvious, that every person can remember, and that you do not use in everyday talk. Practice it, and change it if it is shared outside the family.

Give every person a job

Jobs make a plan work, because they keep people from all doing the same thing and nothing else. Keep them simple and suited to age.

Talking to children

Children can handle a plan if it is presented as safety, not fear. A few tips:

Plan for communication failures

Phones can fail. A storm can knock out power and cell towers, and networks can jam during emergencies. A good plan includes backups.

Our video on neighborhood communication also covers how to coordinate with neighbors, including simple signals, when phones are not an option.

A simple household kit

You do not need to buy a lot. A kit in an easy-to-reach spot covers many situations.

Write it on one page

A plan in your head is not a plan. Put it on one page, with these headings:

  1. Shelter: primary room, backup room.
  2. Exits: two ways out of each room.
  3. Meeting places: near and far.
  4. Phone numbers: emergency, family, out-of-area.
  5. Code word: what it means.
  6. Jobs: who does what.
  7. Medical notes: allergies and medication.

Keep a copy on the fridge, one in each bedroom and a photo on every phone. Give a copy to a trusted neighbor or relative.

Practice, then update

What it costs: a simple plan

LevelWhat to doApproximate cost
FreeMake the five decisions, write the page, hold a drill$0
BasicAdd flashlights and a power bank$15 to $40
BetterAdd a first aid kit and snacks$30 to $60
BestAdd two-way radios and a fire escape ladder for upper floors$100 and up

Common mistakes to avoid

Frequently asked questions

What should a family emergency plan include?

Five decisions: where to shelter, how to get out, where to meet outside, who calls whom, and a code word. Add jobs for each person, medical notes and phone numbers, and put it on one page.

How do I explain the plan to young children?

Use calm, simple language and give each child one job. Present it as safety, like a fire drill. Teach the address and the meeting place first, then the code word, and make clear they will not be in trouble for calling 911.

What is a family code word for?

It tells a child to go to the safe place now, or not to open the door, without a long explanation. It also helps a child know whether a person claiming to be a family friend is real. Pick a word that is not obvious, and change it if it is shared.

What if phones do not work?

Use texts, an out-of-area contact, two-way radios and a written list of numbers. Keep a power bank charged. Test radios, since real-world range is much shorter than the box suggests.

How often should we practice and update?

Practice twice a year, such as when you change the clocks. Update the plan when something changes, such as a new baby, a new pet, a relative moving in or a new phone number.

Do I need to buy anything?

Not to start. The plan is free. A few flashlights, a power bank, a first aid kit, water and snacks, and maybe radios or a ladder for upper floors are useful additions.

Want the full step-by-step path?

Our free interactive checklist shows what to fix first, what it costs, and the next upgrade when you are ready. Start where you are and build up over time.

Open the free checklist